
October 13, 1997

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Money Tree Personal Financial Package Release Notes
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This file contains important information you will need for installing Money
Tree v.1.0 onto your computer as well as information on the latest changes
and instructions for contacting us.

Please read this file carefully before beginning installation of this
program.

Please see the Limitations section for more information on what you can and
cannot do with this release.

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Important: For Preview Release Users
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If you downloaded the Preview Release of Money Tree, you may install v.1.0
directly on top of the Preview Release. When the install program asks if
you want to update Money tree, just indicate YES.

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Important: For Beta Testers
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If you participated in our private beta program, you'll notice many changes
here, including a new, faster database, faster ledger response, a variety
of bugs and "undocumented features" have been removed, and many new
features have been added. Functions which have been missing from previous
betas have been added here, including transfers, split transactions and the
calculator and calendar functions.

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Limitations of Money Tree v.1.0
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This version of Money Tree is fully functional in all ways with the
exception of being restricted to the manual entry of 12 transactions per
ledger. You may still import, display and use an unlimited number of
transactions for testing purposes, but you cannot enter more than 12 new
transactions manually. When you purchase Money Tree, we'll send you a key
to unlock all features. See Purchase Information later in this file.

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SYSTEM REQUIREMENTS
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OS/2 Warp 3, Fixpak 17 or later

      OR

OS/2 Warp 4, with any Fixpak except FP3 (FP3 has been replaced by FP4)

12 meg free disk space 16 meg ram

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Installation Instructions:
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Although we have taken reasonable precautions to assure a safe
installation, we highly recommend you back up your system before beginning.
Please refrain from using or starting other processes while the
installation or deinstallation is in progress.

To Install
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1. Extract all of the files included in the archive file into a temporary
directory. If you have downloaded the multiple zip files, unzip all of them
into the same directory.

2. Open a folder view of the temporary directory and double click on
"install.exe" to run it OR open a command line window, change into the
temporary directory and type  "install" followed by the enter key

3. Read the License aggreement, then press the "Continue" button in the
"Instructions" window if you agree to the terms

4. Press "Ok" at the "Install this product?" dialog

5. At the next dialog, select "Money Tree" in the upper list box

6. Enter the drive and path for the directory where you want Money Tree
installed

7. Press the "Install" button

8. After the first installation phase is complete, reboot your system to
finish the installation process, during which the Money Tree objects will
be created.

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FEATURES of Money Tree v.1.0
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*  Full WPS integration: Use Drag and drop to create new ledgers, reports,
printers Place Money Tree objects anywhere; desktop, folders or launchpads
Smooth, fast and easy-to-use interface Datatree for managing categories and
portfolios

*  Account ledgers for: Checking Cash Savings Loans Credit Cards

*  All ledgers support reconciliation, transfers between accounts, split
transactions, calculator and calendar functions, filtering of categories
based on transaction type, printed checks, easy access toolbars.

*  Create as many ledgers as you need and put them where ever you want.

*  Sophisticated query and report modules: Custom Querys using point and
click selections Cash Flow to review your income and expenses Net Worth to
analyse your assets and liabilities Display or print results as a table or
a graph

*  Easy to use Budgeting: Auto budget based on previous financial history
Budgeting periods of Weekly, Bi-Weekly, 2xMonth, Monthly and Yearly Display
and print as a table or a graph

*  Financial analysis using "What If" scenerios: Present Value determines a
contribution amount based on a fixed future value Future Value determines a
future value based on a fixed contribution Loan Amortization to help you
look at your loan costs Credit Card Payoff can compare different payoff
strategies Annual Yield calculates the yield on a loan or investment

* Import from Quicken QIF files

* unlimited Money Tree objects of any type

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Purchasing Money Tree
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There are several ways to purchase Money Tree. All routes, however, lead
back to our exclusive distributor, BMT Micro.

Once you have downloaded Money Tree from an available site and installed
it, you may run the purchase program in the Money Tree Utilities folder.
This will allow you to purchase from BMT Micro. They will email you a
registration number which will unlock Money Tree's full functionality.

Or, go to BMT Micro's web site at http://www.bmtmicro.com to purchase and
download. At this time Money Tree is only available via download. It is not
available on diskette or CDROM.

If you signed up for the pre-release $10 off special, Mount Baker Software
will contact you via email. If you don't hear from us by the end of
October, please contact us via the support page at
http://www.mount-baker.com.

Money Tree is also available from all of BMT Micro's worldwide affiliates:

Indelible Blue 
http://www.indelible-blue.com/bmtmicro/

Franklin Information Management 
aka BMT Micro Australasia
bmtaust@frankson.aus.net 
+61-(02) 9402-5006 (Voice) 
+61-(02) 9402-5007 (Fax)

Mensys 
The Netherlands 
mensys@euronet.nl http://www.mensys.nl/
31-(0)23-548-2020 (Voice) 
31-(0)23-548-2030 (Fax)

Minzloff Data 
Switzerland 
minzloff@minzdat.ch http://www.minzdat.ch/
41-61-261-4459 (Voice) 
41-61-261-4451 (Fax)

TooSoft HB 
Sweden 
toosoft@toosoft.se http://www.toosoft.se/ 
46-(0)8732-3522 (Voice/Fax)

The Scandinavian OS/2 Shareware Registration Service 
Denmark
berggreen@cybernet.dk 
http://www.cybernet.dk/users/berggreen/os2/ 
45 3253 7654 (Voice/Fax) 
(Covering all of Scandinavia: Denmark, Norway, Sweden and Finland.)

Deckarm & Co OS/2 SoftwareShop 
Germany 
http://www.dco.net/ 
+49 68 94/92 93 0 (Voice) 
+49 68 94/92 93 94 (Fax)

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Purchasing Checks
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We recommend PC Checks at 800-322-5317, email: sales@pcchecks.com, or on
the web at: http://www.pcchecks.com. Mention Money Tree or Mount Baker
Software and get your first 100 checks for only a shipping & handling
charge of $5.75.

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If you need help
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The Money Tree Tutorial and Help are accessible in the Money Tree Help
Files folder inside the Money Tree Information folder. Users of OS/2 v.4
can directly open these Help files from the folder. Also in the Information
folder are links to our home page where you can get the latest information
on Money Tree, make suggestions for changes or improvement or submit a bug
report.

If you should have problems with Money Tree, we'd appreciate knowing about
them. Use the Bug Report form on our home page (http://www.mount-baker.com)
or simply email us at techsupport@mount-baker.com. Using the Bug Report
form usually helps you give us more details about your problem.

We also follow almost all of the OS/2 newsgroups (USENET) and welcome open
comments and discussions regarding Money Tree in comp.os.os2.apps group.

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A note of Thanks
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We at Mount Baker Software hope you find Money Tree a valuable and
productive addition to your OS/2 family of software.

We also want to thank all our beta testers for their patience during the
development phase of Money Tree. Your assistance and suggestions have
helped us to create what we hope will be the premier personal financial
application for OS/2 Warp.

We are very interested in hearing your comments and suggestions, whether
they are good or bad. Please don't hesitate to email us if you have any
questions, need support or want to make a comment or two.

The Development Team at Mount Baker Software.